Registration for Spring Classes and Summer Camps begins Wednesday, March 30 at 7:30am! Don't miss out on the fun. Sign up early! The devastation that continues to unfold after the earthquake and tsunami that hit Japan on March 11, 2011 is heart wrenching to say the least. It is also a reminder it is possbile for the same to happen on the California coast and we need to be prepared. Here are steps you can take:
1. Know the Terms
Familiarize yourself with these terms to help identify a tsunami hazard:
Advisory - An earthquake has occurred in the Pacific basin, which might generate a tsunami.
Watch - A tsunami was or may have been generated, but is at least two hours travel time to the area in Watch status.
Warning - A tsunami was, or may have been generated, which could cause damage; therefore, people in the warned area are strongly advised to evacuate.
2. Plan to act quickly.
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Tax season is underway and Orange County home owners are once again enjoying the benefit of the mortgage interest deduction. The ability to deduct the interest paid on a mortgage can mean significant savings for these home owners. For example, a family who bought a home last year with a $200,000, 30-year, fixed-rate mortgage, assuming an interest rate of 4.5 percent, could save nearly $3,500 in federal taxes when they file this year.
A recent survey, American Attitudes About Homeownership, revealed that 74 percent of home owners and 62 percent of renters thought it was “extremely” or “very” important that the Mortgage Interest Deduction remain in place. Over half said that owning a home would be less attractive if mortgage interest was no longer tax…
As a San Clemente homeowner, you can deduct 100% of the mortgage insurance and property taxes on your tax returns, write off many of your closing costs, and be eligible for an exemption for all or most of the profit gained from a resale, Uncle Sam effectively subsidizes nearly a third of your borrower costs over the life of the loan.
In order to reap these benefits, you will have itemize your deductions on your return, but that is certainly time well spent in view of your savings. And better yet, in addition to deductions, there are also tax credits available to you as an owner of a San Clemente home. Remember, the tax credit actually reduces the amount of taxes you will pay, whereas a deduction reduces the amount of your taxable income.
TAX CREDITS: 
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February 2011 statistics show San Clemente had 89 new foreclosure homes with an average foreclosure sales price of $432,650 vs. an average sales price of $732,444, according to RealtyTrac.com, resulting in a $299,794 savings.
There were 47 new foreclosures in the 92673 zip code and 42 new foreclosures in 92672, for a total of 96 new foreclosures in San Clemente. 1 in every 248 housing units received a foreclosure filing in February.
The San Clemente foreclosure rate was 0.23% above national rates, 0.02% below California rates, and 0.08% above Orange County rates in February.
The number of bank-owned homes decreased from 14 homes in January to 12 homes in…
There were 20,730 Orange County CA foreclosures in February 2011, according to RealtyTrac.com. The average sales price of an Orange County home was $528,833 while the average sales price of a foreclosure home was $424,702, a $104,131 savings.
Orange County CA Foreclosure Activity and Home Price Index
Home price appreciation was 0.00% in February with 3,298 foreclosures.
Orange County CA foreclosure activity is based on the total number of properties that receive foreclosure filings - default notice, foreclosure auction notice or repossession notice - each month. Home price appreciation is based on month-over-month percentage change of the Home Price Index. The Home Price Index is calculated from home sales records.
Orange County CA Foreclosure…
One of the major advantages of owning a home becomes readily apparent at this time of year, and that is, of course, real estate tax deductions and credits. Because you, as homeowners, can deduct your mortgage interest, mortgage insurance, and property taxes on your tax returns, write off many of your closing costs, and be eligible for an exemption for all or most of the profit gained from a resale, Uncle Sam effectively subsidizes nearly a third of your borrower costs over the life of the loan.
Naturally, in order to reap these benefits, you will have itemize your deductions on your return, but that is certainly time well spent in view of your savings. And better yet, in addition to deductions, there are also tax credits available. Remember, the tax…
One of the major advantages of owning a home becomes readily apparent at this time of year, and that is, of course, real estate tax deductions and credits. Because you, as homeowners, can deduct your mortgage interest, mortgage insurance, and property taxes on your tax returns, write off many of your closing costs, and be eligible for an exemption for all or most of the profit gained from a resale, Uncle Sam effectively subsidizes nearly a third of your borrower costs over the life of the loan.
Naturally, in order to reap these benefits, you will have itemize your deductions on your return, but that is certainly time well spent in view of your savings. And better yet, in addition to deductions, there are also tax credits available. Remember, the tax…
Cove in San Clemente. This luxury home is located on a Fantastic cul-de-sac ! 
throughout. Chef's Kitchen with Granite countertops, custom cabinetry and Wine Refrigerator. Sunken Family Room with flatscreen T.V. stays for your use with surround sound. Formal Dining room, Two fireplaces, Large Master Suite opens to courtyard with walk-in closet, shower and jetted tub. 
Noll Surfboards is open in San Clemente and holding a celebration on Saturday, March 26th, from 5pm – 10pm. The store is located at 1709 North El Camino Real, Suite B, in San Clemente.
Greg Noll is one of the great names in the surfing world and, as a lifelong student, his son Jed knows exactly why that is. Noll Surfboards is a new kind of surf shop in San Clemente.
The shop combines a retail surf emporium with a small but functional surfboard manufacturing facility and an ocean-oriented art gallery. This art gallery features fine art paintings and sculptures as well as an array of those classic re-creation surfboards.
The Noll Surfboards Store will embody the history and tradition of the Noll Brand, which will be reflected in the imposing array of…
