We thought you would enjoythe cost of the 12 Days of Christmas that was published in the Orange County Register.

Here is PNC Wealth Mangement's interactive version.

Enjoy and have a very Happy Holiday!

 

Election years are always crazy, but the news—important, interesting and sometimes just quirky, was steady throughout 2010 in San Clemente. Some issues never seemed to leave the headlines, such as the school district and Playa Del Norte, but there was plenty of other happenings and events to keep everyone engaged.

Here is the San Clemente Times’ review of stories from the past year. 

Although the recent trend of rising long-term borrowing rates may mean higher mortgages for consumers in the coming months, the greater obstacles to housing market recovery are job creation and availability of credit, according to a National Association of REALTORS® analysis.

“Modest changes in mortgage rates are less important to a housing market recovery than the number of people who are able to obtain mortgages,” said NAR Chief Economist Lawrence Yun.

Last week, NAR’s Board of Directors approved a credit policy to urge the mortgage lending industry to reassess and amend their policies so more qualified home buyers can become home owners.

Let’s take a look at November home sales and see how improved affordability is affecting our local

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Yes, it’s that delightful time of year again, the time of shopping, decorating, baking, counting down the days, carols, entertaining, and making merry with friends and family. It’s a time of hustle and bustle--with so much to do in so little time! And so…it must also be time for some Christmas tips and time-savers to help you enjoy the holiday just a bit more--and to give you an excuse to sit down for a minute or two while you read this message! In an attempt to make life a little easier, I’ve organized my hints and suggestions into general categories. Unfortunately, this is the only thing I seem to be able to organize, as my own house is strewn with unwrapped gifts, un-hung decorations, and recipes for unbaked goodies! Maybe tomorrow…

 

SHOPPING AND

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Inka Mama's restaurant is coming to the Talega Center. Sisters Angela Kishijara and Martha White already dish up fine, satisfying and affordable Peruvian food in Alison Viejo, as well as in Foothill Ranch. This will be their third restaurant. Peruvian food is a unique fusion of Italian, Spanish and Asian cultures.

As you can see from their menu, they offer a selection of sautéed dishes, pasta meals and comfort foods. Peru, being a coastal country, produces a variety of seafood, which are a local staple. Some of the dishes are spicy, and the food incorporates garlic and cilantro as common flavor ingredients.

More information about the restaurant can be found on their website at
Inka Mama's Peruvian Cuisine.

View all the current tenants at Talega…

For the third consecutive year, Santa Claus and his fantastic PNP - Portable North Pole console will be online throughout the Holiday season, allowing you to send personalized video messages FREE to your children, parents and friends. It fun, easy and the kids will love it!!

The tax deductibility of interest paid on mortgages is a powerful incentive for home ownership and has been one of the simplest provisions in the federal tax code for more than 80 years. In a new survey commissioned by the National Association of Realtors and conducted online in October 2010 by Harris Interactive of nearly 3,000 homeowners and renters, nearly three-fourths of homeowners and two-thirds of renters said the mortgage interest deduction was extremely or very important to them.

Recent progress has been made in bringing stability to the housing market and any changes to the mortgage interest deduction now or in the future could critically erode home prices and the value of homes by as much as 15 percent, according to our research. This would

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Ralphs Grocery Co. has proposed an 8,822-square-foot expansion to its existing 19,500 square-foot store on South El Camino Real making the store 28,322 square feet when finished. Spanish Colonial Revival architecture is being proposed.

Expansion plans call for demolishing the existing strip shopping center and using that space for parking.  The center houses T. Patterson Surf Shop, the Rib Trader restaurant, and other businesses now.

Reminder: County property tax deadline is TODAY — this Friday — Dec. 10!

How to pay the tax installment and avoid late charges?

• In person: At 12 Civic Center Plaza Room G-58 in Santa Ana.
• By mail: Orange County Tax Collector, P.O. Box 1438, Santa Ana, CA 92702-1980. Need a post office postmark of Dec. 10 or earlier!
• By phone: 714-834-3411.
• By Internet: http://www.ttc.ocgov.com.
• If you’re late? County charges a 10% one-time penalty plus 1.5% a month in interest on the unpaid balance.
• If you’re wondering when you’d lose your house? Traditionally, it takes five years of unpaid tax bills before a home can be taken by the county for non-payment of taxes and sold to pay the skipped bills.

We told you about the Dana Harbor Annual Boat Parade of Lights. The waiting is over! Two weekends of parades starts tonight on the Dana Point Harbor.

Dec. 10, 11, & 17, 18 at 7:30pm.

Click Here for Map of Parade Route

Click Here for Parade Info Flyer

Click Here for Boat Parade Application

Click Here to see 2009 Winners & Photos